Petition to Save PNC Bank in Cecil Started

A group of local residents has already garnered 43 signatures for the petition as of early Thursday morning.

A group of Cecil residents has started a petition to save the PNC Bank in the township.

"We, the people of Cecil Township, respectfully ask PNC to reconsider the closing of the Cecil branch, or at the very least agree to attend a meeting with local residents to learn firsthand about the impact PNC's decision to leave will have on our town," the online petition states.

As of early Thursday morning, the petition—spearheaded by Cindy Fisher and neighbors—had already garnered 43 signatures. The goal is to reach at least 250 signatures.

PNC Bank has announced they will be closing the Cecil branch located on Millers Run Road on May 17, 2013.

"This will leave the Cecil area without a bank for the first time in decades, and will create unreasonable hardships on residents, many of whom are senior citizens who have trouble traveling to another branch or making use of electronic banking," the petition stated. "The closing will have a negative impact on existing local businesses who require a local bank and also deter new businesses from moving into the area. Even people who aren't PNC customers will feel the impact of the branch's closure."

The petition continued: "Improving PNC's profit margin is insufficient to justify depriving the people of Cecil Township of a community asset without a detailed and honest explanation. Cecil Township is a nationally recognized, award-winning, growing community, and if PNC chooses to abandon us, don't be surprised if we abandon PNC in favor of another bank willing to commit to a local presence."

To view or sign the petition, click here.


Joe Ellipses February 28, 2013 at 12:48 PM
"Improving PNC's profit margin is insufficient" WOW... The only reason for PNC's existence is profit margin... Any bank, for that matter... Business, people... Maybe all the folks who signed the petition can pay the building costs.... Absurd...
cecil resident February 28, 2013 at 12:58 PM
Instead of trying to force them to stay it is their business and their right to move. If they don't care about the residents and Cecil time to go out and get a new bank to come in to the area.
Roger February 28, 2013 at 02:05 PM
Well, Joe, way too many don't understand the reason a business exists. Many believe the sole purpose of any business is to give people a place to work. Remember, to these folks profit is evil and is to be avoided. The statement in the petition bears witness to this assertion. I have said for a long time that everybody should have their own business for at least three years. This should be long enough for them to develop something worthwhile, that is a vision, put capital at risk, make operational decisions, and see the fruit of their labor. A year would only permit sliding along the surface, never having to dig deep into understanding what makes a business work, or not work. We would have a much different consumer population. Statements like the one above would be part of history.
Phil Rogers February 28, 2013 at 02:26 PM
I am a Cecil resident and do all of my banking at PNC but I refuse to sign this ridiculous petition because of the statement you point out Joe. "Improving PNC's profit margin is insufficient to justify depriving the people of Cecil Township of a community asset without a detailed and honest explanation." Some people just have no clue.
Helen S February 28, 2013 at 02:44 PM
Clearly you have no idea about business or you would have taken a second and looked up PNC's financial statements (10K or 10Q). Their financial statements clearly show they are making a profit. We aren't taking about a small local business here that is struggling to make ends meet. They are the largest bank in the Pittsburgh region. The idea behind the petition is simply to point out the hardship that PNC is creating for its customers. Customers who didn't even receive a notice that they planned to close this location. If you don't want to sign the petition that is your choice, but please don't criticize people who choose to do more than sit at their computer and write insults.
Joe Ellipses February 28, 2013 at 03:45 PM
cecil resident February 28, 2013 at 05:20 PM
Joe, Roger, and Phil you hit the nail right on the head so many people think making money is evil in this country.
Helen S February 28, 2013 at 05:48 PM
Working hard and making money is never a bad thing. Making money at the expense of doing what is right is never a good thing.
Roger February 28, 2013 at 06:02 PM
You are saying that loosing money on the operation of this bank is a good thing. Do we hear you rightly, Helen?
Helen S February 28, 2013 at 06:20 PM
I am saying that closing the bank without notifying residents and customers is wrong and deceptive. You turned this into a money debate. If PNC cannot make a bank work in Cecil why in the world would any other bank open in the same location? If you read the petition, which I have done several times, it simply asks for an explanation. I don't think that is to much to ask for. Unfortunately, everything on this site turns into a debate about money.
Roger February 28, 2013 at 06:36 PM
Thank you, Helen. You underscore the points that some of us have already made. To you, business is about employing people and providing a product or service that you want. Yes, business is about money, making a profit, building cash reserves for low points, using profits to expand and provide more of the same. The bank has notified the customers. Closure date is in May, more than two months away. PNC has done their part in notification. Would somebody else make a bank work in Cecil? That is an appropriate question. In the case of this banking operation, local residents have chosen not to support it to the extent necessary to maintain a profitable operation, or as profitable as desired. A business closure is not unusual if those it intends to serve does not patronize. The closure may be a direct result of the local residents choosing other banking. Or, PNC may be choosing to change their business model, and those changes dictate some facilities be closed. Does PNC have the right to operate their business in this way? Successful businesses often make adjustments over time. Some patrons like the changes, others do not. You say the petitioners are asking for an explanation. If one is forthcoming (which is not necessary), what will you do with this information?
Tara Smith February 28, 2013 at 06:41 PM
I am curious too whether or not any of the employees of that branch are residents on the township. Another point that can be made in this is employment. Will PNC try too relocate their employees to other branches? Just some thoughts.
Helen S February 28, 2013 at 07:08 PM
I don't understand your point about profits and cash reserves. With out customers and employees the business would not have profits or cash to keep in reserve. The bank DID NOT notify its customers. I am a customer and received no notification. I did not know until I saw this in the patch today. I called PNC and they said they only mailed notifications to people who originally opened their account at that branch. I opened my account at a different branch but do the majority I my banking at the Cecil branch. I would like to understand PNC's reasons for closing so I can decide if I want to continue to bank with them. After all it is my money that they are using to maintain their profits and cash reserves.
Roger February 28, 2013 at 07:47 PM
I suppose I am expecting too much for you to understand my point about profits. But, thanks for at least reading, and trying. The lack of basic economics runs rampant in our citizens. These are the voters who elect officials who do not know how to manage finances. See the last paragraph in my post of 9:05 a.m. today. One more point that needs to be made about these kinds of banking facilities. Fewer and fewer people walk through the doors of banks these days. Technology has made many transactions possible by remote electronic means. For example, depositing a paper check is now done remotely. There is no need to use a walk-up teller for these transactions. Further, many routine deposits are done through EFT, a procedure mandated by the payer. My point is that the consumer banking world has changed significantly in the past few years. These changes may be a primary reason why PNC is choosing to close this branch. I wish you well in making changes in your banking requirements.
Tara Smith February 28, 2013 at 07:54 PM
I can understand both points of the argument here, however, I know that some places you do still receive a paper check still and have to go into the bank or at least the ATM to deposit.
Helen S February 28, 2013 at 07:59 PM
Rodger, I am not sure why you have lowered yourself to insults, but I am officially done with this conversation. Thank you for proving my point that when people put money over doing the right thing, i.e treating customers with respect, no one wins. It's really a shame.
cecil resident February 28, 2013 at 10:08 PM
Helen if you open your account at another branch this branch would not have you information to send you a letter, they did do the right thing.
Tawney Roddy March 01, 2013 at 01:59 AM
I am a PNC customer. I opened my account at the Cecil branch and I DID receive a letter notifying me of the closure. I'm not thrilled about it either, but it is what it is. There ARE worse things in life.
Raymond March 01, 2013 at 12:49 PM
Roger speaks the truth. I am a PNC customer but opened my account at another branch. I use the ATM in Cecil but I don't expect them to stay open for my convenience. As evidenced by the petition and some of the comments here, some people think PNC owes them answers or explanations. Or they think PNC should stay open here and lose money just because they are profitable overall. It's a business decision. If the Golden Pig or Gianni's Pizza were to close, would you demand an explanation on why?
Joe Ellipses March 01, 2013 at 12:58 PM
This sure seems like a personal attack... Protect Roger like you protect Sulc... I hear NOTHING....
Roger March 01, 2013 at 02:27 PM
I'm sorry, Helen, I did not intend to insult, or have a desire to insult. If your considered my posts as insults, my apologies. My point is to convey simple economics involved in business practices. There is no mystery. There are ways of executing plans where profit is not involved. It is called non-profit organizations. Many of them do wonderful work, and are very important in our society. I strongly support them in many ways. It remains unclear why keeping this branch of PNC open is "the right thing." Let's put some perspective on consumer banking. It has not been too long ago when a town would have a single bank, located in town center. It usually had "banker's hours," meaning 10:00 a.m. to 3:00 p.m., and maybe 10:00 a.m. to 12 noon on Saturday. Nobody had ATMs. All banking was done in person, face to face. All that has changed, and banking continues to change. As stated above, many (most?) people have no reason to walk through doors of a bank. With electronic deposits from home, direct deposits, online banking, etc. the evolution continues. With the evolution, the requirements of the banks, and of the consumers, change as well. Many of the changes in consumer banking are a direct result of consumer demands. The bank has to balance what is best for them, and what is best for the consumer (just like any other business). I wish you well.
Prouder American March 01, 2013 at 02:44 PM
Article dated 1/17/13: "PNC profits jump by 46 percent, in part because of rising revenue from fees" http://www.cleveland.com/business/index.ssf/2013/01/pnc_profits_jump_by_46_percent.html
Amanda Gillooly March 01, 2013 at 03:22 PM
Joe - The comment was definitely a personal attack and was deleted. Thank you.
Raymond March 01, 2013 at 03:47 PM
The fact that their profits jumped is meaningless AND of course you conveniently left out the rest of the story that profits for the full year dropped by 2% (maybe caused by losing money at the Cecil branch and other like it?). "Profits totaled $719 million, or $1.24 a share, in the fourth quarter, up from $493 million, or 85 cents, in 2011." "However, profits for the full year dropped by 2 percent to $3 billion, or $5.30 a share."
Prouder American March 03, 2013 at 06:38 AM
For a group of people who constantly demand 'facts' from people, I think it's interesting that you are willing to just assume the PNC branch is unprofitable without any proof whatsoever. The petition asks PNC to explain their decision in a way their letter surely didn't, which I think is very reasonable for customers. By the way, this is the same group of know-it-alls who would be the first screaming if the bank left town and no one did anything to try and prevent it. Just because you don't use the branch, don't assume you know what other people do. Show some basic respect for your neighbors who do care and keep your ultra-important opinions to yourselves for once.
Roger March 06, 2013 at 07:08 PM
Just so some do not think this branch is being singled out, read this story, http://pittsburgh.cbslocal.com/2013/03/06/report-pnc-to-close-about-200-more-branches/ Yes, 200 branches being closed, following 65 that were closed last year. The reasons cited were in line with what had been suggested above.
Chuck Kaezyk III March 06, 2013 at 08:10 PM
I don't live in Cecil or visit this PNC branch often, if at all. The following are simply my thoughts on this subject.......... I, personally, avoid going into a bank if I don't have to. That being said, I have grandparents, in their 80's, that do most, if not all of their banking, in person. PNC is shifting their model to one that represents the majority of their customer base. A hard fact is that customers, like my grandparents, are in the minority. It doesn't make sense to keep a brick and mortar branch open if most of the majority simply needs an ATM, at most. Unfortunately, Companies like PNC, have a responsibility to their shareholders first. PNC's job is to make their shareholders as much per share as possible. Sadly, gone are the times of the "town bank" that truly cared about the community it is in. What would be interesting to see is how many customers actually go in to see a teller on a daily/weekly/monthly basis. As consumers, we vote with our wallets. If we are unhappy with the goods or services a company provides, we let them know buy not buying/using those goods/services. Like I said, just my two cents....
Cindy McPherson March 06, 2013 at 08:40 PM
Joe Ellipses is my favorite member of the Canon McMillan school board. Plus I heard somewhere he may have gone to Harvard? He's kind of a big deal.
Joe Ellipses March 06, 2013 at 09:26 PM
Wow, Ms. McPherson, I am blushing... I can't remember if Harvard was before or after my days at MIT... Of course, being a favourite of something you may or may not despise is a dubious distinction... And, not to nit pick, but I would disagree with your characterization of "kind of"... I shall raise a glass in your honour at my earliest convenience...
Amanda Gillooly March 06, 2013 at 10:48 PM
Ms. McPherson - keep it on topic, please.


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